If there is anything better than a chocolate chip banana cake. A light and airy, oil-based vanilla batter, with sweet ripe bananas, a hint of spice, and lots of chocolate chips. It takes only 10 mins to prep the batter and 40 minutes to bake it.

Table of Content
The classic combination of chocolate and banana cannot be more perfect than in this cake. In fact, I use to say banana cake is my favorite. But, after having this chocolate chip banana cake? Think again. And, you must watch kids enjoy this cake - they love it.
Why make this cake
- This is a simple and easy oil-based batter with lots of ripe bananas and of course chocolate chips. The oil keeps the batter moist but also light and airy.
- Most of the ingredients are simple pantry staples and ripe bananas.
- You don't need any speical equipment. I am using a hand mixer in the video but you could just as well use a bowl and whisk.
- The secret to a good banana cake is ripe bananas. In fact, the more soft, mushy and rip those bananas are the better your banana cake or cupcakes will taste. Since, the natural sweetness and flavor of bananas are enhanced as the banana becomes ripe and soft.
- Also, the batter is quite versatile because it can do so much more with it.
- A banana cake is often served with cream cheese frosting. My favorite is either my no butter cream cheese frosting or my whipped cream buttercream.
- You can omit the chocolate chips for a simple and easy banana cake of course.
- Drizzle caramel over these as we did in my caramel banana cake,
- Add chocolate chips as we did in my chocolate chip banana cake.

Ingredients and substitutes
- Banana - I love to use soft overripe bananas. They don't look as impressive when they are overripe but they are at their sweetest and perfect for cakes and fritters.
- All-purpose flour - Yes, regular plain flour (maida) is all you need for these cakes. Do not use any self-raising flour since those contain more leavening.
- Butter - I prefer to use unsalted butter so I can control the quantity of sugar in my recipe. And yet, if salted butter is all you have to go ahead and use it. Just omit salt in the recipe.
- Sour cream - Gives the cake a soft crumb. You can make sour cream at home. Greek yogurt is always a great substitute for sour cream.
- Sugar - I prefer to use white sugar so it won't alter the color of my cakes, and yet feel free to use the same amount of light brown sugar. I would not recommend dark brown sugar.
- Eggs - Always use large size eggs when baking unless specified. The size of eggs varies significantly these days, so as a guide, a large egg weighs between 50 to 60 grams.
- Vanilla - A good quality vanilla will make a huge difference. You can use vanilla extract, bean paste or sugar.
- Chocolate - I am using chocolate chips but you can use a chopped chocolate bar.

Step by step instructions
- Preheat the oven to 325°F / 165°C/ Gas Mark 3
- Grease and flour a 9 x 4 loaf pan or 2 x 6-inch round baking pans.

- Combine dry ingredients – baking powder, baking soda, salt, cinnamon powder, grated nutmeg, and flour. Use a sifter or whisk to make sure it is well combined.
- Mash banana with a fork and set aside.
- In the bowl of the stand-mixer using the whisk attachment, whip eggs with sugar until light and foamy. Gradually add the oil followed by the sour cream and vanilla extract.
Pro tip - you can also use just a bowl and whisk to ensure everything is well combined.

- Next, add the mashed banana followed by the flour mixture and chocolate chips. Pour into the greased and lined loaf pan. Sprinkle some more chocolate chips on top (optional)
- Bake for 40 to 50 minutes or until the skewer inserted in the center comes out clean. Cool in the pan for 10 minutes then invert on a cooling rack.
- Serve warm, room temperature, or cold.

Storage
- Once decorated the cake does not need to be refrigerated.
- It can stay at room temperature for three days or in the fridge for up to a week.
- Once cut always cover the cut side of the cake with plastic wrap so the cake does not dry out.
More recipes with chocolate chips
- Chocolate Chip Pumpkin Bread
- Chocolate Chip Muffins
- Chocolate Chip Cookies Recipe
- Everyday Chocolate Chip Cookies (no chill)
- BEST Eggless Chocolate Chip Cookies
- Chocolate Chip Pumpkin Pancakes

Frequently asked questions
If stored properly in a cool dry place, a banana cake will keep for 2 to 3 days at room temperature. If wrapped well with cling wrap, you can leave it in the fridge for up to 4 or 5 days. You can also freeze it for up to a month.
If you don't want to make a loaf cake like this one.
Use two 6-inch round cake pans and make it a banana layer cake.
You can double this recipe to a 9 x 13 sheet cake - moist banana sheet cake.
Or pour the batter into a well-greased and dusted bundt pan for a 'Moist Banana Bundt Cake'.
This recipe can also be baked into 18 to 20 beautiful banana cupcakes.
Absolutely. A fresh ripe banana works great too. An overripe banana is sweeter, mashes, and incorporates well in the banana cake batter. Fresh banana tends to be chunky when mashed but that can easily be taken care of by putting it in a blender. Alternatively, leave it chunky. It will still be delicious with little pockets of banana in the cake
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Printable Recipe
Chocolate Chip Banana Cake
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Video
Conversions Used
1 lb = 453 grams, 1 cup = 240 ml, 1 stick = 113g, 1 tbsp= 15 ml, 1 tsp= 5 ml,
Ingredients
Makes one 9 x 4 loaf cake or 2 x 6-inch round cakes
- 1 ¾ cup (220 g) All-purpose flour
- ⅓ cup (80 ml) Cooking oils
- 2 Eggs (large)
- ¾ cup (150 g) Sugar
- 1 teaspoon Baking powder
- ½ teaspoon Baking soda
- ¼ teaspoon Cinnamon powder
- ⅛ teaspoon Nutmeg (grated)
- ¼ cup (4 tablespoon) Sour cream
- 1½ cup (225 g) Banana mashed (about 4 ripe bananas)
- 6 oz (170 g) Chocolate Chips
- 1 teaspoon Vanilla extract
- ½ teaspoon Salt
Instructions
- Preheat the oven to 325°F / 165°C/ Gas Mark 3
- Grease and flour a 9 x 4 loaf pan or 2 x 6-inch round baking pans.
- Combine dry ingredients – baking powder, baking soda, salt, cinnamon powder, grated nutmeg, and flour. Use a sifter or whisk to make sure it is well combined.
- Mash banana with a fork and set aside.
- In the bowl of the stand-mixer using the whisk attachment, whip eggs with sugar until light and foamy. Gradually add the oil followed by the sour cream and vanilla extract. Pro tip - you can also use just a bowl and whisk to ensure everything is well combined.
- Next, add the mashed banana followed by the flour mixture and chocolate chips. Pour into the greased and lined loaf pan. Sprinkle some more chocolate chips on top (optional)
- Bake for 40 to 50 minutes or until the skewer inserted in the center comes out clean. Cool in the pan for 10 minutes then invert on a cooling rack.
- Serve warm, room temperature, or cold.
Recipe Notes & Tips
Storage
- Once decorated the cake does not need to be refrigerated.
- It can stay at room temperature for three days or in the fridge for up to a week.
- Once cut always cover the cut side of the cake with cling/plastic wrap so the cake does not dry out.
Nutrition Information
The nutrition information and metric conversion are calculated automatically. I cannot guarantee its accuracy. If this data is important to you please verify with your trusted nutrition calculator. Thank you
Sara Welch
Nothing better than chocolate and bananas! So glad I have bananas that are ready to be baked! Going to make this today!
Veena Azmanov
I agree, Sara. Chocolate and banana are wonderful together.
Heidy L. McCallum
I made this the other day and it turned out so GOOD!! I followed the tips and I have to say I made things so much easier, thank you for providing them.
Veena Azmanov
Thank you, Heidy. So happy you enjoyed it. Thank you for coming back to write this feedback. Love hearing from those who try my recipes.
Luci's Morsels
I love that you made this into a cake recipe! And thank you so much for providing the round cake pan directions!! What a perfectly "light" dessert option!!
Veena Azmanov
Thank you, Luci. yes, I often make this as a cake for customers too. So delicious with a good Swiss Meringue Buttercream
Marisa F. Stewart
I have some frozen bananas in the freezer waiting for a great recipe. This one is it!!! There is nothing better for breakfast than a deliciously moist banana bread. It would be a perfect pairing with my coffee.
Veena Azmanov
Me too Marisa. I love freezing bananas in summer so I can use them for such cakes. This would be perfect for breakfast or any time of the day.
Denise
You can never go wrong with banana cake! You can even freeze it and save for a rainy day! I love having a slice with my coffee or tea.
Veena Azmanov
I agree, can't go wrong with banana cake. Yes, freezing it works great.